Terms and conditions
These apply to every order placed on Raajje Cards.
- 1.<h2>Gift Card Purchase Terms</h2>
- 2.<h3>1. Relationship to Account Registration & Identity Verification Terms</h3>
- 3.<p>These purchase terms supplement, and are read together with, Account Registration & Identity Verification Terms. You must have a verified account in good standing before placing an order.</p>
- 4.<h3>B2. Product Description</h3>
- 5.<p>We sell digital US Apple Gift Cards, redeemable only on Apple’s US storefront (App Store, iTunes, Apple.com, etc.), in exchange for payment in Maldivian Rufiyaa (MVR).</p>
- 6.<p>We are an independent reseller and are not affiliated with, endorsed by, or sponsored by Apple Inc. Apple’s own terms of service govern redemption and use of the gift card once issued. Apple Gift Cards are subject to Apple’s terms, available at apple.com/legal.</p>
- 7.<h3>3. Pricing & Exchange Rate</h3>
- 8.<ul>
- 9.<li>Prices are displayed in MVR and are calculated using an exchange rate we set, which may include a service margin above the prevailing MVR/USD market rate.</li>
- 10.<li>The exchange rate is confirmed at the time you place an order and is locked for that order once payment instructions are issued; it is not guaranteed for future orders.</li>
- 11.<li>We reserve the right to change our displayed rates and fees at any time; changes do not affect orders already confirmed.</li>
- 12.</ul>
- 13.<h3>4. Payment — Local Bank Transfer</h3>
- 14.<ul>
- 15.<li>Payment is made by local bank transfer to the bank account details provided at checkout.</li>
- 16.<li>Your order is provisional until we receive and confirm your payment. You must use the exact reference number provided and transfer the exact amount quoted; underpayment may delay or cancel your order, and overpayment will be refunded to the originating account.</li>
- 17.<li>We are not responsible for delays caused by your bank or by incorrect transfer details you provide.</li>
- 18.<li>Funds must originate from a bank account held in your own name, matching your verified identity. We may reject or reverse orders funded from third-party accounts.</li>
- 19.</ul>
- 20.<h3>5. Order Processing & Delivery</h3>
- 21.<ul>
- 22.<li>Once payment is confirmed, your gift card code will be issued to your registered account/email within an hour time</li>
- 23.<li>You are responsible for checking that your registered email and account details are correct; we are not liable for non-delivery caused by incorrect user-provided details.</li>
- 24.</ul>
- 25.<h3>6. Purchase Limits & Monitoring</h3>
- 26.<p>At present we do not impose fixed per-transaction or daily/monthly purchase limits. We nonetheless reserve the right to impose limits, require additional verification, or delay/reject any order at our sole discretion, particularly for large or unusual transactions, in order to comply with AML obligations or manage fraud risk.</p>
- 27.<h3>7. Refunds & Cancellations</h3>
- 28.<p>Gift card sales are final and non-refundable once the code has been issued, except where:</p>
- 29.<ul>
- 30.<li>The code fails to work due to our error;</li>
- 31.<li>We cancel your order after receiving payment (in which case we refund the MVR amount paid, to the originating bank account, within [X business days]);</li>
- 32.<li>Required by mandatory consumer protection law.</li>
- 33.</ul>
- 34.<p>We do not refund orders because a user changes their mind after a code has been delivered.</p>
- 35.<h3>8. Fraud, Reversals & Misuse</h3>
- 36.<ul>
- 37.<li>If a bank transfer is later found to be fraudulent, unauthorized, or reversed/recalled by a bank, we reserve the right to cancel the order, deactivate the issued gift card code where possible, and pursue recovery of funds, and may report the matter to the relevant authorities.</li>
- 38.<li>We may delay delivery of a code pending fraud review without liability for the delay.</li>
- 39.</ul>
- 40.<h3>9. Redemption</h3>
- 41.<p>Redemption of the gift card is governed entirely by Apple’s terms and systems. We are not responsible for: Apple account issues, regional restrictions preventing redemption, or misuse of the code after delivery to you (e.g., if you share the code with someone else).</p>
- 42.<h3>10. Taxes</h3>
- 43.<p>Any taxes, duties, or bank charges associated with your payment or purchase are your responsibility unless otherwise stated at checkout.</p>
- 44.<h3>11. Limitation of Liability</h3>
- 45.<p>To the maximum extent permitted by law, our liability for any issue relating to a purchase is limited to the MVR amount you paid for that specific order. We are not liable for indirect or consequential loss.</p>
- 46.<h3>12. Sanctions & Restricted Persons</h3>
- 47.<p>We will not knowingly sell to, or process payment from, any person or entity subject to applicable sanctions. Orders found to involve sanctioned parties will be cancelled and reported as required by law.</p>
- 48.<h3>13. Governing Law</h3>
- 49.<p>These purchase terms are governed by the laws of the Republic of Maldives, consistent with Account Registration & Identity Verification Terms</p>
Questions before you order?
order@raajjecards.com · +9607204477
